“Explore Major Government Schemes"
Central and State government schemes explained for farmers, students, women, MSMEs, and employees. Easy eligibility, benefits, and application guides.
Pradhan Mantri Bhartiya Janaushadhi Kendra
Pradhan Mantri Bhartiya Janaushadhi Kendra scheme ensures quality generic medicines available at affordable prices to all citizens. Under the scheme, dedicated outlets known as Janaushadhi Kendras are opened to provide generic medicines at affordable prices.
Pradhan Mantri Shram Yogi Maandhan Yojana
The Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) is a pension scheme for unorganized sector workers aged 18–40 with a monthly income of ₹15,000 or less
Prime Minister Rural Development Fellows Scheme
The Prime Minister’s Rural Development Fellowship Scheme (PMRDFS) was a two-year program for young professionals to work as Development Facilitators in backward districts, supporting district administration in improving rural development programs and interfaces with marginalized communities.
Swarnjayanti Gram Swarozgar Yojana
Swarnjayanti Gram Swarozgar Yojana (SGSY) was introduced by the Ministry of Rural Development to assist the poor families living below the poverty line in rural areas for taking up self employment.
National Pension System (NPS)
National Pension System (NPS) is a defined contribution pension. NPS is voluntary for subscription by an individual to make contributions to his/her Individual Pension Account during the working life for creating a pension corpus from which regular income will be generated after retirement / working age.
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana
The Ayushman Bharat scheme is India’s flagship initiative to achieve Universal Health Coverage by providing comprehensive, need-based health services, covering primary, secondary, and tertiary levels of care, which offers a health cover of up to ₹5 lakh per family annually for secondary and tertiary hospitalizations to economically weaker and vulnerable families.
Sukanya Samriddhi Yojana (SSY)
The Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme for the welfare of a girl child, aimed at her financial security for higher education or marriage. Key features include tax benefits under Section 80C, , an attractive interest rate, and a tenure of 21 years from account opening. Parents or legal guardians can open an account for a girl child under the age of 10, with a minimum annual deposit of ₹250 and a maximum of ₹1.5 lakh.
Pradhan Mantri Mudra Yojana (PMMY)
The Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of the Indian government that provides collateral-free loans up to ₹20 lakhs to non-corporate, non-farm sector micro and small enterprises engaged in manufacturing, trading, or services.
Pradhan Mantri SVANidhi Scheme
Empowering small street vendors with easy collateral-free loans to restart and grow their businesses. The scheme offers up to ₹50,000 loan in phases, cashback on digital transactions, and credit score benefits for timely repayment.
Pradhan Mantri Suraksha Bima Yojana
Affordable accidental insurance for everyone — PMSBY provides ₹2 lakh coverage for accidental death or disability at just ₹20 per year, ensuring financial protection for your family in uncertain times.
Prime Minister's Employment Generation Programme
Encouraging self-employment through financial support — PMEGP provides subsidies and loans for individuals to start small manufacturing or service enterprises, boosting local entrepreneurship and job creation.
National Social Assistance Progamme
Supporting vulnerable citizens with dignity — NSAP provides financial assistance to elderly, widows, and persons with disabilities through monthly pensions and social security benefits under various sub-schemes.
Atal Pension Yojana
Secure your retirement with ease — APY offers a guaranteed monthly pension of ₹1,000 to ₹5,000 for workers in the unorganized sector, ensuring financial stability and social security in old age
Pradhan Mantri Jan Dhan Yojana
Financial inclusion for every Indian — PMJDY enables every household to open a zero-balance bank account with access to debit cards, insurance, and direct benefit transfers, empowering people through banking access.
Deen Dayal Upadhyaya Antyodaya Yojana
Transforming rural livelihoods through self-help — DAY-NRLM aims to empower women and poor households by promoting self-help groups, skill training, and access to credit for sustainable income and social inclusion.
Pradhan Mantri Kisan Maandhan Yojana
A pension scheme for small and marginal farmers, providing a monthly pension of ₹3,000 after the age of 60. Farmers contribute a small monthly amount during their working years, and the government matches it to secure their old-age financial stability.
Garib Kalyan Rozgar Yojana
A government initiative to provide employment opportunities and financial support to rural workers and migrant laborers. It focuses on creating infrastructure work and ensuring livelihood security for the needy.
Janani Suraksha Yojana
Aimed at reducing maternal and infant mortality, this scheme provides financial assistance to pregnant women for safe institutional deliveries. It encourages mothers to give birth in health facilities to ensure proper medical care.
Scholarship Schemes
An initiative by Government and private NGOs to support students financially for their education. The scheme provides monetary assistance for school, college, or higher studies, helping meritorious and needy students continue their education without financial burden.
Pradhan Mantri Kisan Samman Nidhi
A central government scheme providing direct income support to farmers. Eligible small and marginal farmers receive ₹6,000 per year in three equal installments, helping them meet agricultural and household expenses.
Standup India Scheme
A government initiative to promote entrepreneurship among women and SC/ST communities. It provides loans between ₹10 lakh and ₹1 crore to set up greenfield enterprises in manufacturing, services, or the trading sector.
Sukanya Samriddhi Yojana
A government savings scheme aimed at securing the financial future of girl children. Parents can deposit money in a dedicated account, which earns attractive interest, to support education and marriage expenses of their daughters.
PM Surya Ghar: Muft Bijli Yojana
It is a major government initiative with the ambitious goal of installing rooftop solar systems on one crore households across India.
The main objective is to enable households to get up to 300 units of free electricity per month.
Pradhan Mantri Awas Yojana
Making “Housing for All” a reality — PMAY offers affordable home loans and subsidies for urban and rural families to build or buy their own houses. A step toward secure and dignified living for every Indian.
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